South African Payment Gateways

Virtual Card Services (VCS)
VCS work with ABSA, Nedbank, Standard Bank and First National Bank. They have a strict policy on including documentation on your website such as a privacy statement, disclaimer, returns policy and so on.

VCS is currently the most popular gateway. You require a merchant account to use VCS and no SSL as the credit card info is captured on the VCS website. Credit cards accepted include Mastercard, Visa, American Express and Diners Club.

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MyGate’s Payment gateway enables merchants to accept payments and alternative payment options. Merchants can view and manage online payments and other transactions through MyGate’s Web Console. The Web Console is used to manage all transactions that occur through the payment platform with a greater degree of control than ever before.

MyGate processes credit card payments with First National Bank, Nedbank, Standard Bank and ABSA Bank.

MyGate also processes website payments using:
1. Cell Pay Point
2. Mimoney
3. eBucks

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Setcom is South Africa’s answer to PayPal. Setcom is often the easiest option, particularly for smaller businesses, as they do not require that you have a merchant account, do not require a set up fee and there are no monthly costs. The catch is that their transaction fees are somewhat higher, but this is negligible for a start-up needing to get online.


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Paygate is very well known. It is used by companies who have a merchant account with Standard Bank, Nedbank or ABSA Bank. Paygate has been around since 1996 and is therefore being used extensively on websites around the country.

Credit cards accepted include Mastercard, Visa, American Express and Diners Club. Credit card capturing takes place on Paygate’s website, therefore no SSL is specifically required on your/client’s website.

PayGate has a strict policy on documentation on your website (ie. privacy policy, returns policy, disclaimer, etc).

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Iveri is offered by Nedbank. For this particular gateway, SSL on your website will be required as credit card capturing is done on the client’s website opposed to on Nedbank / Iveri’s side. No merchant account is required in order to use this particular gateway.


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PayPal is the world’s biggest e-commerce enabler, used by millions of businesses and individuals worldwide to send and receive funds easily via the web.

PayPal offers a free set up and no monthly charges. Their competitive transaction rates make this payment gateway one of South Africa’s most popular.

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To enquire about any of our services, please contact us here or request a quote.